This guy passes away and his wife gets him cremated

This guy passes away and his wife gets him cremated.

She takes the ashes home and lays them out on the table and starts talking to them.

You know that fur coat you promised me ?

I bought it with the insurance money.

You know the new car you promised me ?

I bought it with insurance money

Then she whispers :

You know that B***J** i promised you ? Well here it comes..